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  • ho@sindhudurgdcc.com
  • (02362) 229005

Digital Products

Mobile App (NEFT / IMPS/BBPS)

  • SINDHUDURG DCC BANK Mobile application boosts the customer banking experience with a tailored, simple UI offering an extensive array of services and features. SINDHUDURG DCC BANK mobile banking enables users to avail multiple banking services anywhere and anytime.
  • Consumers of SINDHUDURG DCC BANK bank can sign up and log in to this app and check account statements, payments, make bill payments, transfer funds, and more. Furthermore, customers can also recharge prepaid mobile or make utility bill payments through this app.
  • This multi-channel app supports many banking services incorporating opening an FD or RD, money transfer and more.
  • SINDHUDURG DCC BANK Mobile App allows its users to view and make transactions from all your accounts incorporating Savings / Current/ FD/RD . Also, you can check your account balance, passbook, and email detailed bank statements, transfer money to any bank account through RTGS, NEFT, or IMPS
  • SINDHUDURG DCC BANK Mobile boasts the Favourite feature that helps you transact the fastest way. You can fast access and finish your transactions for money transfer by tagging a transaction as favourite. Moreover, this mobile banking app offers multiple banking services like locating an ATM, checking the status of or stop your cheque facility, track your service requests, order a cheque book, and so forth.

QR Code

  • Merchant UPI QR Code is a digital payment acceptance channel displayed at the merchant establishment to facilitate receipt of payments by scanning the QR Code from any UPI linked mobile app. A UPI QR code based payment solution represents a new channel of initiating and accepting payments between buyers and sellers (or consumer and merchants) using mobile phone.
  • Feature of the product:
    • Inter-operable– You can use any of the apps that support UPI and pay using any UPI App.
    • Hassle Free– Fast and secure interface that enables customers to use their smart phones to make cashless payments. Hence, customers need not to carry physical Cards.
    • Secure- A single click payment makes the UPI system quite attractive Your Card details are not exposed to any third party.
    • Sindhudurg DCC Bank as an issuer provided QR code service to the customers/merchants since last three years.

ATM Debit Card

  • RuPay debit(Contactless)
    • RuPay debit cards issued for Saving / OD /KCC accounts
    • Usage limit of Rs.30,000/- in ATM and Rs.40,000/- in Point-of-sales.
    • Lower Annual Maintenance Charges.
    • Insurance Coverage and Complimentary Airport Lounge Access are NOT available.
    • ATM Card will be activated within working 24 hours
  • KCC
    • Rupay Card for Kisan account holders
    • Usage limit of Rs.50,000/- in ATM and Rs,40,000/-in Point of Sales.
    • Facility of contactless POS purchases up to Rs.2000/- .
    • No Annual Maintenance Charges.
    • Complimentary Airport Lounge Access are NOT available.
    • ATM Card will be activated within working 24 hours
  • Rupay PLATINUM
    • Usage limit of Rs.100000/- in ATM and Rs.200000/- in Point of sales.
    • Insurance Cover for accidental death, airport lounge access and various other offers. For terms and conditions, visit https://www.rupay.co.in
    • Airport lounge access and various other offers.
    • For International use at Select Countries. For list of countries, visit https://www.rupay.co.in

ATM-Services

  • Sindhudurg DCC Banks, ATM's are interconnected highest ATM Network in sindhudurg District .
  • Sindhudurg DCC BANK has joined NFS (National Financial Switch) ATM network. Through this ATM network now our customers have access to more than 2,42,000 ATM’s all over INDIA.
  • ATM Features
    • Cash Withdrawal The most popular service on our ATMs enables customers to withdraw up to a daily limit of Rs. 30,000/-
    • Use PIN generation menu to create new PIN/Green PIN.
    • Pin Change Use this service to change your password at regular intervals.

Micro ATM

  • Micro ATM meant to be a device that is used by Business Correspondents (BC) to deliver basic banking services. The platform will enable Business Correspondents (who could be a local kirana shop owner and will act as ‘micro ATM’) to conduct instant transactions.
  • The micro platform will enable function through low cost devices (micro ATMs) that will be connected to banks across the country. This would enable a person to instantly deposit or withdraw funds regardless of the bank associated with a particular BC. This device will be based on a mobile phone connection and would be made available at every BC. Customers would just have to get their identity authenticated and withdraw or put money into their bank accounts. This money will come from the cash drawer of the BC. The basic transaction types, to be supported by micro ATM, are Deposit, Withdrawal, Fund transfer, Mini Statement and Balance enquiry.

Green Channel Counter

  • Sindhudurg DCC Bank has launched its 'Green Channel Counter' facility at all branches of the Bank spread across the Sindhudurg District as an innovative step towards paperless 'Green Banking' for deposit, withdrawal and remittance transactions for Bank's ATM card holders.
  • This facility would give customers ease and comfort in transacting their business at branches. The customers need not fill up any pay-in slips or draw cheques for depositing or withdrawing money from their accounts, saving paper, and thereby contributing to the concept of 'Green Banking'. This novel facility would be a game changing move by reducing process time, as duplication in writing/feeding account details and transaction details by the customer as well as the person behind the counter is avoided by simply capturing these details by swiping the SDCC ATM Card on a device available at Branch counter. At the Green Channel counter, there is a Micro ATM device just like a POS machine, on which the customer deep his SDCC ATM card. He is then asked by the machine to select the type of transaction, viz. Cash Deposit, Cash Withdrawal, Funds Transfer, Mini Statement and Balance Inquiry. Once the customer selects the type of transaction then customer account number (which is linked with inserted ATM card) displayed (not editable), Enter the Amount, remark and submit, the transaction gets completed.
  • To start with, five types of transactions have been enabled through this facility. This would be the most economical alternate channel for the Bank as the device used to capture the customer transaction data is also inexpensive.
  • The Green Channel Counter is also an endeavour to offer ease of transactions to senior citizens, especially a large number of pension accountholders who still prefer branch banking. It is the privilege of the oldest Bank in the country to take care of its elder citizens and guide them to the use of plastic cards.

Branch BBPS Service

  • Bharat Bill Payments System (BBPS) is an integrated online platform which is being developed by the National Payments Corporation of India for all kinds of bill payments. The platform intends to build an interoperable service through a network of agents, enabling multiple payment modes along with instant generation of receipts of payments. It would connect the utility service companies on one end and all payments service providers on the other.
  • Sindhudurg DCC Bank give service of Electricity Bill Payment through BBPS from all branches.

PFMS

  • The Public Financial Management System (PFMS) is a web-based online software application developed and implemented by the Controller General of Accounts (CGA), Department of Expenditure, Ministry of Finance, Government of India. PFMS started during 2009 with the objective of tracking funds released under all Plan schemes of Government of India, and real time reporting of expenditure at all levels of Programme implementation. Subsequently, the scope was enlarged to cover direct payment to beneficiaries under all Schemes. Gradually, it has been envisaged that digitization of accounts shall be achieved through PFMS and beginning with Pay & Accounts Offices payments, the O/o CGA did further value addition by bringing in more financial activities of the Government of India in the ambit of PFMS. The outputs / deliverables for the various modes / functions of PFMS include (but are not limited to):
  • Direct Benefit Transfer
    • Transferring subsidies directly to the people through their bank/Post office account is Direct Benefit Transfer. It aims to timely transfer of benefit to the citizen by bringing efficiency, effectiveness, transparency and accountability in the Government system. Through the DBT Government intend to achieve electronic transfer of benefits, reduce delays in payments and most importantly, accurate targeting of beneficiaries, thereby curbing leakages and duplication.
  • Centrally Sponsored Schemes
    • Under Centrally Sponsored Scheme (CSS) a certain percentage of the funding is borne by the States in the ratio such as 50:50, 60:40, 70:30, 75:25 or 90:10. It is implemented by the State Governments. Centrally Sponsored Schemes are formulated on subjects under the State List to encourage States to prioritise in areas that require more attention. Funds are routed either through consolidated fund of States and or are transferred directly to State/ District Level Autonomous Bodies/Implementing Agencies.
  • Central Sector Schemes
    • Central Sector Schemes are those that 100% funded by the Union government implemented by a central government agency. These schemes are mainly formulated on subjects within the union list.

NPCI- NACH

  • National Automated Clearing House or NACH is an electronic mode of funds transfer from your bank account to your SINDHUDURG DCC BANK account. Now you need not issue cheques every month for paying your SINDHUDURG DCC BANK dues. You can set NACH for SINDHUDURG DCC BANK, by which the chosen amount will be deducted directly from your bank account every month in favour of SINDHUDURG DCC BANK. The amount will be credited to your card account on the payment due date. Subject to realisation
  • NACH Credit
    • NACH Credit is an electronic payment service used by an institution for affording credits to a large number of beneficiaries in their bank accounts for the payment of dividend, interest, salary, pension etc. by raising a single debit to the bank account of the User Institution (Corporate registered for NACH Services).
  • NACH Debit
    • NACH (Debit) facilitates the Corporate for collection of telephone / electricity / water bills, cess / tax collections, loan instalment repayments, periodic investments in mutual funds, insurance premium etc., that are periodic or repetitive in nature and payable to the User Institution (Corporate registered for NACH Services) by large number of customers etc.
  • features of NACH Debit
    • NACH Debit is a Mandate based debit service. Following are the key features of the NACH Debit:
    • Automated processing and exchange of mandate information electronically with well-defined timelines for acknowledgement/confirmation.
    • Each mandate needs to be accepted/ authorized by the debtor bank before the User can initiate a transaction.
    • Each mandate is uniquely identified by Unique Mandate Reference Number (UMRN), which makes tracking of multiple mandate details easier for customers.
  • NACH mandate
    • Mandate is a one-time registration process. It is just an authorization to your bankers to debit your account with a fixed amount or up to a certain limit as per the frequency given by you in mandate form.

SMS Service

  • SMS Banking service provides instant notification about your transactions as and when it happens. It helps you to keep a watch on your account with a round the clock service. Every debit or credit in your account over a limit desired by you is intimated by SMS. Now, with SMS Banking service, you are always in a position to detect unauthorized access to your account
  • Additionally, SMS banking also helps you to know your balances and mini statements instantly by just sending an SMS.
  • FEATURES :
    • Safety : All transactions above a value desired are intimated to you as and when they happen, so you are always kept updated on your transactions.
    • Convenience : No need to queue in at branch or ATM to check your account.
    • Updates : Get automatic updates on deposits/loan installments due, interest rate changes and new products.

Miss Call Alert for balance enquirey - 9212443824

  • Check Sindhudurg DCC Bank Account Balance through Missed Call Banking
  • To avail balance through Missed Call Service, you can give a missed call to the mobile number 9212443824 from your register Mobile number.

E-mail Statement

  • SINDHUDURG DCC BANK introduces Email Statements for all its Savings & Current account holders.
  • You can now receive your statements via email without any delays. You also have the option to maintain the statement on email, print it or save it on a CD. just sending an SMS.
  • Essentially, you will receive the same information you would normally receive by mail, but now at the click of a button.
  • Features & Benefits :
    • Email Statements are FREE.
    • If you have a savings account/ current account you will get monthly Email Statements.
    • Physical statements will be discontinued if you opt for Email Statements.
    • For registration, you can download the form and submit it at your base branch.

To know more for the product visit the nearest branch

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Loans

The Sindhudurg District Co.OP Bank LTD. is registered with DICGC (https://www.dicgc.org.in)

Deposit

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Address

The Sindhudurg District Co.OP Bank LTD., Sindhudurg ,
At Post Sindhudurg Nagari,
Dis-Sindhudurg,State-Maharashtra,
Pincode-416812
(02362) 229005 to 229010
ho@sindhudurgdcc.com
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