Sindhudurg District Central Co-Operative Bank Ltd.

(Amount in Lakhs)

Sr.No	Particulars	31/03/2021	31/03/2022	31/03/2023
Balance-Sheet
1	Capital	4288.64	4523.99	4684.93
2	Reserve & Surplus	22696.61	29954.98	37613.15
3	Deposit	229202.52	242375.95	260292.17
4	Borrowing	17658.22	25974.45	26124.07
5	Other Liabilities	6278.38	11069.72	11458.61
	Total Liabilities	280124.37	313899.09	340172.93

1	Cash & Bank Balance	9342.32	12850.58	13122.93
2	Investment	79222.95	83529.96	89987.59
3	Loan & Advances	184502.72	203414.90	223516.98
4	Other Assets	7056.38	7109.25	6242.53
	Total Assets	280124.37	306904.69	332870.03

Profit & Loss Account
1	Interest Income	23792.13	25191.31	28174.98
2	Other Income	2056.57	1124.30	1250.27
	Total Income	25848.70	26315.61	29425.25
1	Interest Expenditure	13001.85	12263.76	13099.82
2	Other Expenditure	11446.85	12451.85	14304.43
	Total Expenditure	24448.70	24715.61	27404.25
	Profit/Loss	+1400.00	+1600.00	+2021.00

Other Working Result
1	CD Ratio (%) (Considering Borrowing)	67.92%	66.21%	66.64%
2	Recovery Performance (%)	84.28%	84.88%	87.31%
3	Gross NPAs	8038.42	9612.92	7956.97
4	Net NPAs	-5676.83	-8302.70	-14904.52
5	% of Gross NPAs to total advance	4.36%	4.73%	3.56%
6	% of net NPA to net loans	0.00%	0.00%	0.00%
7	Capital adequancy ratio (%)	10.70%	11.14%	10.83%
8	Net Worth	18946.27	22514.73	30296.97

9	CD Ratio	80.50%	83.93%	-
10	Own Fund	26985.25	32878.97	40277.08
11	Total Branch	98+1	98+1	98+1
12	Total Employee	543	520	480
13	Audit Class	A	A	A

Know More

The Sindhudurg District Co.OP Bank LTD. is registered with DICGC (https://www.dicgc.org.in)